hi, jim, how are you? >> good, ty, thanks. >> big day for apple. bgc. upgrading the stock from buy to hold. $4 price target on it. $600 price target here. here is where things get interesting. i'm having a hard time wrapping my head around all of this. shares have been going down since the stock hit all time highs back in september. that's not really sticking your neck out is it? we also know they have a ton of cash and they may use it as a difd end. >> let's move on to verizon. saying that it's time to take profit before the vod is announced. what do you think of this one? >> at the time it had a 70% rally. but this time when you're talking about a take overor a buy-out that is a great motivator. >> and upgrade iing netflix fro neutral to sell. shares seeing a nice bump on the trading session. what are you seeing here? >> but the market has had netflix as neutral since january. for years we have been talking about how competition is going to affect and netflix is going to wipe them out. >> jim, thank you very much we appreciate it. >> some americans ar